Fliperati

That’s right: cash money bling bling.  Houses don’t finance themselves and I’m not of the “zero money down” camp (this approach seems to be particularly impossible in the NYC area), so that leaves me in need of some serious cash.  Fortunately, several years of soul-sucking work in finance have left me with a decent-sized savings account and I have always been a stickler about paying my bills on time, so hopefully lenders will be bending over backwards to give me a $300,000 - $450,000 mortgage on an ugly property in an up-and-coming neighborhood.  Lots of recommendations on area mortgage brokers (most literature suggests they’re the way to go vs. getting a loan direct from a bank, right?) available here.  I’m a sucker for a decent website with good information, so Manhattan Mortgages seems like a good place to start.  I’m going to pay them a visit as soon as I finish compiling my personal financial statement and gathering recent tax returns, bank statements, etc.